Times Are Tough, But Don’t Scrimp On Your Tow Insurance Coverage



In this economy, every business is looking for ways to save money. But cutting back on certain expenses now could mean heftier bills later.


Follow these tips so your tow business can save money and be protected from the unexpected:


Make sure you have the right amount of coverage. Even if business finances are tight, don’t lower your liability coverage. Not only could you put your business assets at risk in the event of an accident, it could also jeopardize contracts that require you to carry specific limits.


Instead, make sure your physical damage coverage, which protects your vehicles in the event of a loss like a collision, theft or fire, accurately represents the value of your trucks. Most insurers do not automatically depreciate vehicles, so take a look at your policy to make sure you’re not overstating their current worth. You could save money by adjusting your limits.


Think before canceling your coverage altogether. Going without minimum liability insurance is illegal in most states, and should only be an option if you are temporarily putting your vehicles out of service. Additionally, keep in mind that if you drop your insurance now, you’ll pay more to get a new policy later because most insurance companies want to see proof of continuous coverage. Consider moving to a Comprehensive-only policy during temporary downtime to retain proof of continuous coverage and protect your trucks even when they’re not in use.


Protect yourself from uninsured and underinsured drivers. You might not be the only one who’s looking to save a little dough – other drivers could cut costs by canceling their policy or reducing their coverage. And if one of those drivers hits your truck, you could be left paying for the damages. Uninsured and Underinsured Motorist coverage can protect you.


Keeping an eye on your insurance coverages can protect your business and save you money. Let us help. We can quote competitive tow rates and important tow coverages on the spot. Call us today.



Monday: 9am - 5pm

Tuesday: 9am - 5pm

Wednesday: 9am - 5pm

Thursday: 9am - 5pm

Friday: 9am - 5pm

Saturday: 9am - 5pm

Sunday: Closed      


Axiom Insurance

388 Dickinson St

Springfield, MA 01108

Tel: (413) 788-0800

Fax: (413) 788-9053


RMV Services:

- New Plates

- Transfer Plates

- New Titles / Registration

- Registration Renewal 


Welcome to Axiom Insurance Agency of Springfield Massachusetts.  We pride ourselves on offering the best Insurance Products and the most competitive prices in the Commonwealth of Massachusetts.


We also do RMV TRANSACTIONS - new plates, new registrations, transfers, renewals, etc!!!   We do these services Monday through SATURDAY! No more taking time from work to go to the registry!

We offer both Personal Insurance Products (Auto Insurance and Home Insurance) as well as Business Insurance (Liability, Workers Comp., Property, Inland Marine, Commercial Auto).

We can find a product or price for everyone.  We can even replace cancelled Auto Insurance.  We are open on Saturday if you are local to Springfield MA to replace your insurance.


With all the companies we represent for there are many discounts available to reduce your price.


Always call us if you have questions with your Auto or Homeowners bill.  They can be complicated and the timing of when the payments are applied to your bill can make things look confusing.


Always make sure to review your paperwork to ensure it is up to date.  We can help get your registration renewed and save you the headache of having you Auto towed because the plates and registration have expired.

We speak Spanish too.

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