How To Save On Commercial Auto Insurance In The Off-Season 101

 

Ever mowed a lawn in January? Or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren't working in the off-season, so the insurance you carry should be different than what you carry in-season.

Leading commercial auto insurers offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners, and more. These coverages allow you to customize your commercial auto insurance based on when your business is running on all cylinders — and when it's not.

 

These tips can help you get the most out of your policy in the off-season:

 

  • If your vehicle will be parked during the off-season, you may think you should cancel that vehicle's insurance during that time. But if you’d like to protect your vehicle and still save a little money, just switch your insurance to a Comprehensive-only policy. This will give you basic protection against incidents like vandalism, theft, falling tree branches and hail.A Comprehensive-only policy also gives you the bonus of having continuous insurance coverage. If you drop your insurance completely, you may pay significantly more to get a new policy when in-season rolls around because most insurance companies want to see proof of continuous coverage.

 

  • If you plan to drive your work truck or other vehicles for personal use during the off-season, let your insurance carrier know. They can adjust your policy to reflect personal use, which can be less expensive while still providing coverage.

 

Claims handling capability is the most important feature we sell our commercial customers. Call our Commercial department at 413-783-1100 for a free quote on your commercial vehicles today.

Hours:

Monday: 9am - 5pm

Tuesday: 9am - 5pm

Wednesday: 9am - 5pm

Thursday: 9am - 5pm

Friday: 9am - 5pm

Saturday: 9am - 5pm

Sunday: Closed      

 

Axiom Insurance

388 Dickinson St

Springfield, MA 01108

Tel: (413) 788-0800

Fax: (413) 788-9053

 

RMV Services:

- New Plates

- Transfer Plates

- New Titles / Registration

- Registration Renewal 

 

Welcome to Axiom Insurance Agency of Springfield Massachusetts.  We pride ourselves on offering the best Insurance Products and the most competitive prices in the Commonwealth of Massachusetts.

 

We also do RMV TRANSACTIONS - new plates, new registrations, transfers, renewals, etc!!!   We do these services Monday through SATURDAY! No more taking time from work to go to the registry!

We offer both Personal Insurance Products (Auto Insurance and Home Insurance) as well as Business Insurance (Liability, Workers Comp., Property, Inland Marine, Commercial Auto).

We can find a product or price for everyone.  We can even replace cancelled Auto Insurance.  We are open on Saturday if you are local to Springfield MA to replace your insurance.

 

With all the companies we represent for there are many discounts available to reduce your price.

 

Always call us if you have questions with your Auto or Homeowners bill.  They can be complicated and the timing of when the payments are applied to your bill can make things look confusing.

 

Always make sure to review your paperwork to ensure it is up to date.  We can help get your registration renewed and save you the headache of having you Auto towed because the plates and registration have expired.

We speak Spanish too.

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